FAQ's & Terms/Conditions

Frequently Asked Questions (FAQ)

At its core, this platform exists to help you bless someone you personally know by giving a monetary gift — without recognition, expectations, or personal benefit.

If your primary motivation for giving is to receive a tax deduction, this may not be the right platform for you. We believe that true generosity comes from the heart, without concern for personal gain. In our experience, helping someone anonymously brings a far greater “return on investment” than any tax benefit.

Please note: We often receive requests from strangers asking for money directly from Blessings In Disguise, LLC. While we wish we could help everyone, this platform is not designed for that. Instead, it allows someone who already knows you to see your need and bless you. We pray they will.

1. How is my gift delivered?

Once your payment has cleared, we send a business check via USPS First Class Mail, with Blessings In Disguise, LLC listed as the sender.
[Click here to view a sample letter and check.]

2. Will I receive a record of my gift?

Yes. After checkout, you will receive an automated email receipt within minutes (if a valid email is provided). If you don’t receive it, or if your email was entered incorrectly, contact us at support@blessingsindisguise.net and we’ll help. You will also be notified when your gift has been mailed.

3. What if my check is not cashed?

Most checks are cashed within 3–10 days in the U.S. If the gift is not cashed within 30 days (longer for international recipients), we will place a stop payment and refund your original payment method, minus applicable credit card and stop-payment fees. All Blessings In Disguise fees will be refunded.

4. Will I receive a “thank you” from the recipient?

Not always. Currently, about 55% of gifts receive a reply. Lack of response doesn’t necessarily mean ingratitude — some people simply aren’t in the habit of expressing thanks in writing. When a thank-you note is received, we forward it to you immediately.

5. Do I need to worry about taxes?

Yes. There is no platform that allows you to give a truly anonymous gift to an individual and also claim it as a charitable donation.

In 2025, U.S. law allows you to gift up to $19,000 per individual per calendar year (excluding fees) without IRS reporting.
Married couples filing jointly can gift up to $38,000 per individual per calendar year.
Gifts above these limits must be reported.
International gifts may have additional tax considerations.
We recommend consulting local, federal, or international tax guidelines.

6. What if I need faster delivery?

If USPS First Class Mail is too slow, contact us at support@blessingsindisguise.net. We can arrange USPS Priority Mail (1–3 days) or USPS Express Mail (1–2 days), as well as signature confirmation. Additional fees apply and can be paid via PayPal, Venmo, or Zelle.

7. Do you offer monthly recurring gifts?

Not at this time. You would need to manually schedule and submit each gift. We hope to add recurring capabilities in the future.

8. What are your fees?

Credit card processing: 2.9% + $0.30 per transaction
Blessings In Disguise fee: $1.66 (for $100 gifts) up to $21.59 (for $19,000 gifts)
For complete transparency, our full fee schedule is listed at the bottom of our Terms & Conditions.

9. Can I give less than $100?

No. We believe gifts under $100 offer limited help.

10. Can I give more than $19,000?

Yes. Contact us to arrange custom amounts over $19,000. IRS gift tax rules will apply.

11. Can I control how the money is spent?

No. You may suggest uses in your note, but ultimately, spending is at the recipient’s discretion.

12. Why aren’t you a non-profit?

Non-profits cannot give money anonymously without risking misuse for tax evasion. Even gifts routed through a church or foundation to a specific person may qualify as money laundering.

13. Are there other truly anonymous giving platforms?

Not that we’ve found. Other platforms’ “anonymous” options hide your identity from the public, but not from the recipient.

14. Do you accept cash?

No. We only accept traceable payments via credit card or PayPal.

Terms & Conditions

Eligibility: Gift givers and recipients must be at least 18 years old (or the legal age of majority in their location).
Payments: Accepted via credit card, PayPal, or other available methods.
Responsibility: You are responsible for providing accurate contact details for both you and your recipient.
Security: You are responsible for safeguarding your payment information.
Currency: All transactions are in U.S. dollars.
Refunds: See FAQ #3 and our Return Policy for details.
Taxes: You are responsible for all applicable taxes related to your gift.
Limitations: We do not act as escrow, guarantee identity, or mediate disputes between givers and recipients.

We never sell or share your personal information, except if required by law (e.g., IRS reporting for gifts above legal thresholds).
We reserve the right to share anonymized thank-you notes on our Testimonials page, omitting identifying details.

Return Policy

If a check is not cashed within 30 days (U.S.) or within an agreed timeframe (international), we will stop payment and refund your original payment method, minus applicable non-refundable fees.

Final Notes

On Gratitude – Please don’t give expecting a detailed thank-you note. While it’s wonderful to receive, this isn’t the purpose of your gift. God knows your heart.
On Addiction – If the recipient struggles with addiction, financial gifts may cause harm. In such cases, personal involvement and support may be more effective than monetary assistance.

Fees

GIFT TOTAL CC FEE* BID FEE

AMOUNT AMOUNT $$$ $$$
$100 $105 $3.35 $1.66

$200 $210 $6.39 $3.61
$300 $315 $9.44 $5.57
$400 $420 $12.48 $7.52
$500 $530 $15.67 $14.33
$1,000 $1,050 $30.75 $19.25
$2,000 $2,080 $60.62 $19.38
$3,000 $3,110 $90.49 $19.51
$4,000 $4,140 $120.36 $19.64
$5,000 $5,170 $150.23 $19.77
$6,000 $6,200 $180.10 $19.90
$7,000 $7,230 $209.97 $20.03
$8,000 $8,260 $239.84 $20.16
$9,000 $9,290 $269.71 $20.29
$10,000 $10,320 $299.58 $20.42
$12,000 $12,380 $359.32 $20.68
$14,000 $14,440 $419.06 $20.94
$15,000 $15,470 $448.93 $21.07
$19,000 $19,590 $568.41 $21.59

* Shipping Fees (if applicable) & Credit Card Portal Fees are Non-Refundable